

Yes, voting reform is extremely important. The problem is Trump’s view of voting reform is to restrict who can vote. The dems idea of voting reform is to make voting easier, and at the local levels, push for ranked choice or approval voting making 3rd parties actually viable. Voting for Trump is pushing us further from good voting reform. Harris may not be platforming voting reform, but at least she’s not going to interfere with state level reforms like Trump will.
That’s quite often not true. There are tons of procedures/tests/etc that don’t get run until a “prior authorization” has been granted by the insurance company. Also medications and durable medical equipment are not dispensed until insurance has been approved. If the prior auth is not granted or the medication is not covered, they usually will not be performed/provided unless the patient pays up front, and without the negotiating power of the insurance company, the patient will be paying 5 to 10 times what the insurance company would have paid.
I’ve personally been dealing with medical issues the past 3 months and the amount of prior auths I’ve seen go by is astounding. Tomorrow I actually go in for some more tests that they couldn’t do a few weeks ago because these ones in particular needed some prior auths that are harder to get.