This is my new account because vlemmy went caput. The 401k loan would be need to be paid off by next tax season as far as I understand. That’s a non issue because the loan would be paid immediately after the sale of our home anyway. If I get laid off before we close on our new home then we don’t close and I repay the loan. There’s no situation where the loan would be outstanding.
A law was recently passed allowing up to 35k from a 529 to be rolled into a Roth IRA in the beneficiary’s name, so that could be an option. There are some stipulations but it’s better than it going to waste.