Hi again :)
No bad takes here, I already mentioned before that I have three beautiful chickens that are well loved, fed and protected and give me eggs on a daily basis. We work pretty well together
Hi again :)
No bad takes here, I already mentioned before that I have three beautiful chickens that are well loved, fed and protected and give me eggs on a daily basis. We work pretty well together
Let me guess […] I suppose […] if not you must be
Do you really think that is how logic is supposed to work?
In fairness the suggested premise of you wearing human skin, not an animal skin, was funny but pretty stupid to start with. And not what they had suggested has been done for the while history of humanity.
And we are back at the maybe if you just did this one thing you’d agree with my weird ideas that I think everyone should embrace.
If not visiting a slaughterhouse, it is about watching cowspiracy or some weird youtube videos. Come on
This is lemmy. You are no better than musk or bezos for doing that you filthy capitalist.
You should do you open source work hungry, naked and in the cold while someone is whipping you. Like all the virtuous 14yo tankies that are downvoting you certainly do.
/s in case it’s needed
but charging $1300 rent on a property with a $1000/mo mortgage isn’t unreasonable.
No it’s just stupid. With those $300 dollars difference a landlord would need to cover insurance, property taxes, regular maintenance like replacing roof every 30 years, unplanned maintenance like a pipe bursts or aircon breaks. On top of that someone needs to act as the property manager/handyman so either the landlord takes that phone call on a Friday evening for the pipe that is gushing, or is paying someone to do that.
Tenant moves somewhere else and the place is empty for a couple of weeks, no income.
Oh and when you are done with all the above, depending on the country, those $300 count as income and get taxed (rightly so) so it’s not really $300.
BTW I don’t like landlords, I am not one. I rented most of my life until recently as a choice, been able to move to a new city or country at the drop of a hat. Haven’t had to do maintenance and I’m only learning that now. Of course I paid for someone else doing all those things, and taking all the risks for me.
But lemmy users seem to have a thing for over simplifying things and decide what is and isn’t excessive based on somethig that comes out of their ass. $300 dollars in this case.
This part made me think you were saying that was an investment, sorry I misunderstood
So my bank is giving me money each month for doing nothing really
It’s more sustainable to eat the animals you make clothes from.
How long is a piece of string?
Depends on how much you earn, what are your expenses, and how much you have saved already.
You are barely keeping up with inflation, don’t think that’s an investment. That said, you are doing the right thing, keep that money available if needed.
Everything on top of 6 months expenses, you should invest in something less liquid that on the long term yields decent returns.
You seem to be in a very unique situation. And to have a pretty good understanding of personal finance and of your risk appetite. What you say works for you and a few people that happen to have access to universal healthcare, what looks like four separate insurance policies, and that can manage not to fuck it up with credit cards.
6 months liquid emergency fund remains the best strategy for most people out there.
Would certainly suck if those six months worth of emergency fund had temporarily gone down to four months because of a downturn in the stock market though.
Accidentally there might also be some correlation with stock markets going down, and an emergency happening. Eg large company laying staff off.
That said you can do the math and see how much that money would return on average on etfs compared to a bank account, and decide if that’s worth the risk to you.
Experts say no, I agree with them but I see your point, and it’s definitely worth to challenge these suggestions.
Except that you are the one with biases here, you are the one who replied to someone who was clearly talking/asking about grammar rules and you did it with a weird twist around (your?) belief structures .
It’s an interesting take but one that maybe you need to explain and not give for granted that everyone knows what is going on in your head. Also you just did then same yourself with non human animals, same as illegal aliens mate.
Actually you were, and everyone replied accordingly.
You seem confused
a whole lot of programmers would have had to go out of their way to be really, really bad at their jobs.
You don’t spend much time around them, do you?
And isn’t the border between Russia and Finland something like 1300km long? Good luck covering all that even if the majority of the Russian army weren’t needed in Ukraine or, you know, dead.
How can you manage to spell Fahrenheit right but Celsius wrong?
What’s a car X3 a special model?
I don’t see how this is giving up though. Been doing this to close to two decades in one form of another and I wouldn’t consider any other way. Except kodi instead of plexus here.
What a disingenuous take. People want them banned, and rightly so, because they are used on a weekly basis in mass shootings. And there are no upsides in having them around. Pretty much every other western country do without and we get mass shootings once a decade, or less.
Obesity kills people, good unrelated point. Something should be done for that too. While working on gun control/ban.