• qprimed@lemmy.ml
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    7 days ago

    but banks dont want houses. they want the balance of the loan. in a moderate recession realestate will get auctioned fast and low.

      • IamtheMorgz@lemmy.world
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        7 days ago

        I mean, anecdotally, I do know someone that bought a new build in mid 2008 for about 60k-ish less than what everyone else in the neighborhood bought for (earlier or later). The company building out the subdivision was pretty desperate and he had a solid stable job as a trucker. He managed to get all kinds of perks and stuff too.

        • werefreeatlast@lemmy.world
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          7 days ago

          60k is nothing at all if your loan means forever being a slave until you retire and haven’t paid it all. I wish housing was a thing we could actually finish paying within our useful… Before 60’s lifetime. What the fuck do I need a new gazebo for when I’m 80? Screw that shit. I want it now.

          LOL. We’re so fucked.

      • FlowVoid@lemmy.world
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        7 days ago

        Just google “foreclosure auction” in your area. Those houses will generally sell below market.

      • qprimed@lemmy.ml
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        7 days ago

        oh, you’ll know. talk to friends and family who may have been through this before. make a plan (or five) for something that works. there are paths depending on your goals - individual, multi-family, communal, etc. only you (and other potential participants) know what you might want to achieve.

        the most important thing its talking to people who have been through it before. start doing that so you have some inkling of what to look for and what might work if you have resources. a great deal of it is luck but some of it is forethought.

        reminder: none of this is competent financial advice and you should probably ignore it.